Personal Finance Tips: An Anthology To Review And Bookmark in 2021

In this article, I round up the top 100 personal finance tips, as provided by our experts that come from diverse backgrounds, locations, and education. At over 16,000 words, this is certainly a long read, and the biggest anthology I ever put together. I don’t expect you to read it all in one go. Rather, I recommend bookmarking it, and reviewing it periodically, throughout the year. That way, you can review specific sections when you might need it most.

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Start here for our top 100 personal finance tips

Set a financial goal in 2021

My top personal finance tip for 2021 is to set financial goals for yourself. We often think of New Year’s resolutions in terms of our fitness or professional development at this time of year. Still, it’s just as important to set financial resolutions as well. Consider your short-term, mid-term, and long-term goals, and craft your budget with these in mind. Whether you’re focused on building your rainy-day fund, purchasing your dream home, or planning for retirement, having goals in place will give you an incentive to prioritize your spending and make fewer impulsive purchases in the long run.